• Buy or Refinance

      • Purchase land or a new or existing commercial property
      • Finance $25,000 to $2 million (larger amounts considered)—up to 80% of the property value(including fees and closing costs)
      • Your loan is secured by the owner-occupied real estate layer

      Use Your Equity 

      • Pay for ongoing or one-time expenses such as expansion and remodeling
      • Finance $25,000 to $2 million (maximum $1 million when financed as a line of credit)—up to 80% of the property value (including fees and closing costs)
      • Tap into your equity with either a loan or a line of credit secured by the owner-occupied real estate layer

       

      We'll work with you to structure the financing you need and guide you through the process—and after closing, a dedicated representative will be assigned to your relationship.

       

    • Small Business Administration (SBA) financing

       

      Bank of America financing guaranteed by the SBA may be right for your business. SBA 504 (suitable for commercial real estate loans of $350,000 and above), SBA 7A and SBA Express programs generally provide you with lower down payments and longer financing terms.